The goal with legacyGUARD is to ensure that your Legacy is protected from unnecessary market risk, unforeseen health expenses, and Uncle Sam. We all have a Legacy and we can show you how to maximize what your loved ones and charities receive.
Your Legacy can speak for generations.
Often times we when we think of Legacy we only consider passing on assets to our loved ones. Although that is an instrumental part of what we can provide our clients, we also strive to leave a Legacy of Love rather than regret.
We achieve this goal through diligent, long-term planning so that we account for unforeseen risks that could erode the client's best intentions and ultimately their Legacy.
Not only are we concerned with proper planning, we also are cognizant that estate taxes may enter the equation and unknowingly erode the family Legacy. Thus we work alongside estate planning experts to minimize the amount of taxes that Uncle Sam will levy the estate upon our client's demise. We believe that we all should pay our fair share, however our client's loved one's and charities should not be left behind.
When you want to provide financial security to those who matter most to you, life insurance is a good place to start. It can protect your loved ones by providing a death benefit, so they have one less thing to worry about during difficult times. Some policies also build cash value you can use if you need it. We offer multiple types of life insurance to match your needs and budget, so you can have the confidence of knowing you're covered.
If you want an affordable option to protect your loved ones, term life insurance may be for you. Term life provides insurance for a “temporary need” and limited period of time, such as 10 or 20 years. With this approach, term life allows you to meet your life insurance needs at a price that fits your budget, so you can feel confident that you're prepared.
Your life changes, so you need options that can help you keep up. Universal life insurance provides permanent protection with the flexibility to match your needs. With universal life, you can choose a policy that allows for flexible premiums and the ability to link your cash value performance to an investment index, such as the Standard & Poor 500, with NO risk of your principal and accumulated interest. You may also select a guaranteed death benefit option. That way, you can give your loved ones the financial security they deserve — with a policy that works for you.
*We DO NOT offer Variable Life Insurance where your principal and interest can be at risk.
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We are a Bay Area owned and operated insurance and financial agency specializing in helping individuals and business owners achieve their financial goals.
2201 Shore Line Dr. #6377
Alameda, CA 94501