The goal with incomeGUARD is to guarantee an income stream that lasts throughout your retirement and then some.

Time flies fast. Make your money last.

This plan is designed to help you achieve your retirement goals, reach objectives and give you peace of mind.

The incomeGUARD Plan embodies our 4 step process.

  1. Clearly define and understand your needs.
  2. Comprehensive analysis and evaluation of all sources of income, expenses, cash flow, taxes, current asset allocation, economic variables and health/longevity risks.
  3. Analysis of the facts and creation of a written, comprehensive plan in a language that you can understand.
  4. Implementation: Unlike many plans that are only on paper and out of date three months later, our Income For Life plans are made available online 24/7. The impact of the market fluctuations, inflation and healthcare costs on your portfolio can be seen immediately. Upon implementation of the plan, we carefully monitor it to ensure it meets expectations - and communicate the results on a regular basis through periodic reviews and quarterly performance reports.

Income Planning

Guarantee a lifetime income that you and your spouse/partner can not outlive. If you do not have a pension from work, we can create one for you.

Disability Income (DI) Insurance

Like most people, you may have a range of financial obligations you're responsible for, such as rent or a mortgage, retirement savings and everyday expenses. Ensure that your bills get paid no matter if you are hurt on the job, while playing with your kids or while on vacation.

Schedule a Consultation

We are a Bay Area owned and operated insurance and financial agency specializing in helping individuals and business owners achieve their financial goals.



Call: 510-749-6759
Fax: 510-749-7031

Mailing Address

2201 Shore Line Dr. #6377
Alameda, CA 94501